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You are a small business owner who has really sluggish profits. Three of your friends come to you and want to open a business with you in a poor part of town.

You are a small business owner who has really sluggish profits. Three of your friends come to you and want to open a business with you in a poor part of town. The business is Pay Day loans and they promise you that you will have a 50% return on your investment because of the low income clientele. Is this ethical? Why or why not? Use the course content to support your argument.

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